2011's Top Payday Loan & Cash Advance Companies

Helping consumers find the right lender since 2008

Ace Cash Express

Ace Cash Express is a national company with a superior BBB rating and the #1 source to get a Payday loan. Most Payday loans can be approved in just a few hours, and you can go into any of the hundreds of Ace Cash Express stores nationwide to make payments.

 

 

Faxless Online Applications: Yes
Good Credit: Yes
Bad Credit: Yes
Minimum Processing Time: Minutes
Maximum Loan Amount:

$1,000

Cash Corner

Cash Corner's great service will take your information and match you up with the best cash advance lender out there for you. This service is secure, fast and confidential - most people end up with their loan money in the bank by the next business day.

Faxless Online Applications: Yes
Good Credit: Yes
Bad Credit: Yes
Minimum Processing Time: 24 Hours
Maximum Loan Amount:

$1,000

My Payday Loan

With My Payday Loan's easy, fast, and confidential application process, you will be matched up with a participating lender and could find yourself with a personal loan of up to $1000 within 24 hours.

Faxless Online Applications: Yes
Good Credit: Yes
Bad Credit: Yes
Minimum Processing Time: 24 Hours
Maximum Loan Amount:

$1,000

Payday Loans Frequently Asked Questions

 

1. Is my personal information safe to give out over the Internet?

 

This is something that we here at LoansReviewOnline.com take very seriously. All of the websites listed here use Military grade 1024-bit encryption to transmit and store your personal information.

 

2. Why Should I Choose An Online Payday Loans Company Instead Of A Local Store?


Online Payday loans typically have lower interest rates. Local companies have a lot of overhead to pay for that Internet based loan companies don't. Local stores have to pay high rent for their store front, along with utilities, higher employee wages, as well as advertising expenses. All of these expenses get passed on to you, the customer in the form of higher interest rates, outrageous late fees and anything else they can think of to get more money from you. Internet lenders don't have to resort to these horrible business practices because they have virtually no expenses.

 

3. Will A Payday Loan Company Check My Credit?

 

No! Payday Lenders don't care if you have some bumps and bruises on your credit. Your credit rating has no effect on whether you will be approved or not.

 

4. What Do I Need To Get Approved For A Payday Loan?

 

The only requirements are that you are at least 18 years old, have proof of income (this can be a job, unemployment benefits, or any government benefits income), and a bank account (savings or checking).

 

5. How Fast Can I Get The Loan Money?

 

Typically most payday loan companies can direct deposit into your bank account in one business day(24 hours). In some cases it is deposited the same day within a few hours.

 

6. What Can I Use The Money For?

 

Anything you need it for. Most people use it for unexpected bills, car repairs, avoiding bank overdraft fees or any other emergency that comes up before pay day.

 

7. Do I Need To Fax Anything In To Get Approved?

 

Faxless payday advances are pretty much the standard now. Any good, modern company will not ask you to fax anything to them. If a company asks you to fax in information it's probably best to avoid them.

 

8. How Long Does It Take Before I Know That I've Been Approved?

 

Most companies have electronic approval which takes less than 2 minutes. During our tests we found MyCashFirst and AmeriAdvance let us know we were approved in under a minute.

 

9. How Long Can I Borrow The Money For?

 

Since pay day loans are meant to be short term they need to be paid back when you get your next paycheck. The longest loan time we have experienced was 30 days.

 

10. Do I Need A Bank Account To Apply?


Yes, you will need a checking or savings account. It doesn't matter who you bank with, but you will need an account.

 

11. How Are The Recommended Payday Loan Companies Chosen?

 

Every year we scour the Internet and read thousands of payday loan customer reviews, and ratings. When possible we contact customers and ask their opinions. The companies we list here recieved the highest customer satisfaction rating out of over 150 different companies. Each one received at least a 96% satisfaction rating and were highly recommended by their customers.

Top 3 Recommended Payday Loan Companies

my cash first payday loans

Ace Cash Express - #1 Customer Recommended!

Ace Cash Express is one of the best payday loan companies I used. They have a faxless 30 second approval process and your money is deposited into your bank account within 24 hours. Their customer service was easy to work with, polite and explained everything from start to finish. They put everything on the table so you can make an educated decision. No one at Ace Cash Express tried to fast talk me or hide the important details in little print. They provided an easy to use online system to manage your loan, make payments and more from your computer. The control panel was easy to use but if you ever have a problem you can call a customer service representative using their toll-free number. Overall this is a great company with good prices.

 
visit my ace cash express
ameriadvance payday loans

Cash Corner

The Cash Corner is gaining more and more popularity each day. They also provide loans up to $1000, and have a 30 second fax- less approval process. Cash Corner deposited the funds into my account within 1 business day. If you were denied by Ace Cash Express or already have a loan through someone else give them a try. We found their approval process to be a little more forgiving. Their great customer service, and fast approval process will make them the #1 payday loan company in no time.

 
visit ameriadvance
secure money store payday lender

My Payday Loan

My Payday Loan is gaining more and more popularity each day. They also provide loans up to $1000, and have a 30 second fax less approval process. My Payday Loans deposited the funds into my account within 2 business days.

 
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